Description
Monthly claims under the health insurance schemes run by the State Health Agency (SHA) Kerala, from September 2021 to February 2026 (50 months): the Karunya Arogya Suraksha Padhathi (KASP) merged with Ayushman Bharat PM-JAY, the Karunya Benevolent Fund (KBF), claims outside the schemes (Non-KASP) and, from June 2023, Arogya Kiranam. Each row gives, for one month, one scheme and public or private hospitals, the number of beneficiaries treated, the claims converted and the total amount in rupees. Over the period the schemes recorded 3.72 million claims worth Rs 4,811 crore. Use it to follow the use of insurance-funded hospital care over time, the split between public and private hospitals and the size of each scheme. The same claims by district are in PRI-HLT-0009.
Methodology
1. Listed the publications page of SHA Kerala and downloaded every monthly Fact Sheet and Claims Analysis PDF; the files are kept unchanged with their SHA-256 hash. The month is read from the title inside each PDF, because the link texts on the site often name the wrong month.
2. Read the claims table (scheme x public/private hospitals x beneficiary count, claims converted, total amount) with the PDF text layer. Indian and western digit grouping, footnote stars and wrapped scheme names were cleaned; a dash or blank cell is read as 0.
3. Kept one document per month: the Fact Sheet where there is one, otherwise the Claims Analysis. Where both exist their private and public rows were compared and agree in every month, otherwise the run fails.
4. Did not publish the printed Total and Grand Total rows (they can be derived). Where they do not equal the sum of the parts the rows carry a note in quality_issues.
Source documents:
1. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet April 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/05/Fact-Sheet-April-2024-SHA-Kerala.pdf
2. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet April 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2025/07/April-fact.pdf
3. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet August 2022 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2022/09/Fact-Sheet-August-2022-SHA-Kerala.pdf
4. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet August 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/10/Fact-Sheet-August-2023-SHA-Kerala.pdf
5. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet August 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/09/Fact-Sheet-August-2024-SHA-Kerala-1.pdf
6. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet August 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2026/01/Fact-Sheet-August-2025.pdf
7. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet December 2021 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2022/01/Fact-Sheet-December-2021.pdf
8. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet December 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/01/Fact-Sheet-December-2023-SHA-Kerala.pdf
9. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet December 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2025/02/Fact-Sheet-December-2024-SHA-Kerala.pdf
10. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet December 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2026/02/Fact-Sheet-December-2025-SHA-Kerala.pdf
11. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet February 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/03/Fact-Sheet-February-2024-SHA-Kerala.pdf
12. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet February 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2025/03/Fact-Sheet-February-2025-SHA-Kerala.pdf
13. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet February 2026 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2026/04/Fact-sheet-feb-2026.pdf
14. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet January 2022 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2022/02/Fact-Sheet-January2022.pdf
15. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet January 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/02/Fact-Sheet-January-2024-SHA-Kerala.pdf
16. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet January 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2025/02/Fact-Sheet-January-2025-SHA-Kerala.pdf
17. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet January 2026 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2026/02/Fact-Sheet-January-2026-SHA-Kerala.pdf
18. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet July 2022 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2022/08/Fact-Sheet-July22.pdf
19. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet July 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/08/FactSheet_July_2023.pdf
20. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet July 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/08/Fact-Sheet-July-2024-SHA-Kerala.pdf
21. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet July 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2025/08/fact-sheet-july25.pdf
22. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet June 2022 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2022/07/Fact-Sheet-June-2022.pdf
23. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet June 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/07/Fact-Sheet-June-2023-SHA-Kerala.pdf
24. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet June 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/07/Fact-Sheet-June-2024-SHA-Kerala.pdf
25. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet June 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2025/07/Factsheet-June2025.pdf
26. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet March 2022 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2022/04/Fact-Sheet-March-2022.pdf
27. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet March 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/04/Fact_Sheet_March_2023.pdf
28. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet March 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/04/Fact-Sheet-March-2024-SHA-Kerala.pdf
29. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet March 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2025/04/Fact-Sheet-MARCH-2025-SHA-Kerala.pdf
30. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet May 2022 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2022/07/Fact-Sheet-May-2022.pdf
31. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet May 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/06/factSheet_May23.pdf
32. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet May 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/06/Fact-Sheet-May-2024-SHA-Kerala.pdf
33. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet May 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2025/07/fact-sheet-may25.pdf
34. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet November 2021 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2021/12/Fact-Sheet-Nov21.pdf
35. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet November 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/01/Fact-Sheet-November-2023-SHA-Kerala.pdf
36. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet November 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/12/Fact-Sheet-November-2024-SHA-Kerala.pdf
37. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet November 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2026/01/Fact-Sheet-Novemeber-2025-SHA-Kerala.pdf
38. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet October 2021 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2021/11/Fact-Sheet-October.pdf
39. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet October 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/11/Fact-Sheet-October-2023-SHA-Kerala.pdf
40. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet October 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/11/Fact-Sheet-October-2024-SHA-Kerala.pdf
41. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet October 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2026/01/Fact-Sheet-October-2025-SHA-Kerala.pdf
42. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet September 2021 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2021/10/Fact-Sheet-Sep2021.pdf
43. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet September 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/10/Fact-Sheet-September-2023-SHA-Kerala.pdf
44. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet September 2024 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2024/10/Fact-Sheet-September-2024-SHA-Kerala.pdf
45. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Fact Sheet September 2025 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2026/01/Fact-Sheet-September-2025-SHA-Kerala.pdf
46. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Monthly Claim Analysis April 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/07/Claims-Analysis-April-2023.pdf
47. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Monthly Claim Analysis February 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/07/Claims-Analysis-Feb-2023.pdf
48. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Monthly Claim Analysis January 2023 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/07/Claims-Analysis-Jan-2023.pdf
49. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Monthly Claim Analysis October 2022 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/07/Claims-Analysis-October-2022.pdf
50. SHA Kerala - KASP / AB-PMJAY monthly claims (Fact Sheets and Claims Analysis), Monthly Claim Analysis September 2022 (page 1): https://sha.kerala.gov.in/wp-content/uploads/2023/07/Claims-Analysis-September-2022.pdf